FitOrLose
LeaderboardChallenges WonAboutRules
Challenge Myself
FitOrLose

FitOrLose is a fitness commitment platform. Put real money behind a measurable fitness goal — complete it and win, fail and lose your commitment.

Product

  • Leaderboard
  • Challenges Won
  • Create a Challenge
  • Fitness Challenges

Company

  • About
  • Rules
  • Stats

Legal

  • Rules & Fairness
  • Privacy
  • Refunds
  • Terms

© 2026 FitOrLose. Put money behind your fitness goal.

Commitments are real. Play responsibly.·Crafted by PixelVentures
Rules & fairness

Clear rules. No fine print.

Money is involved, so everything here is written to be transparent and fair. If something isn't clear, it isn't fair — so we spell it out.

On this page

  • Who can create a challenge
  • Challenge duration
  • Creating a challenge
  • Verification
  • Win & loss conditions
  • Payments
  • Rewards & settlement
  • Visibility
  • Disputes
  • Prohibited challenges & conduct
  • Fraud & cheating
  • Cancellation
  • Refunds
  • Privacy

Who can create a challenge

  • Any signed-in member can create a challenge.
  • You must be old enough to enter a binding financial commitment in your jurisdiction.
  • One person, one identity — duplicate or fraudulent accounts are removed.

Challenge duration

  • Minimum duration is 30 days (one month).
  • Maximum duration is 365 days (one year).
  • The window is fixed when the challenge activates and cannot be shortened or lengthened.

Creating a challenge

  • Goals must be specific and measurable — a target value, distance, duration, or frequency.
  • Vague goals like “get in shape” are not allowed.
  • Minimum commitment is ₹100 in India or $10 otherwise.
  • A challenge only becomes active after payment is confirmed and the verification method is in place.

Verification

  • Automatic: activity is verified from a connected fitness provider (e.g. Strava).
  • Manual: you submit proof — photos, video, screenshots or documents — for admin review.
  • Hybrid: fitness data supports the result but manual review still applies.
  • Automatically verified challenges are still reviewed before any money moves.

Win & loss conditions

  • There are only two outcomes: WON or LOST. There are no partial rewards.
  • You win by meeting the full goal within the challenge window and passing verification.
  • You lose if the goal isn't met, or verification fails after the review period.
  • A challenge is never marked WON on your word alone — it requires verification and admin approval.

Payments

  • Commitments are collected up front through a verified payment provider.

Rewards & settlement

  • When you win, your commitment is returned as a new reward transaction.
  • Settlement happens after verification and admin approval.

Visibility

  • Public: your name will be shown on the leaderboard and challenge page.
  • Anonymous: you appear on the leaderboard without your identity.
  • Private: the challenge is not publicly discoverable — only you and admins can see it.
  • Being on the public leaderboard never exposes your private challenge details.

Disputes

  • If you disagree with a verification result, you can open a dispute for admin review.
  • Disputes are resolved using the recorded activity, submitted proof and verification history.
  • Settlement is paused while a dispute is open.

Prohibited challenges & conduct

  • No unsafe, harmful, or medically inadvisable goals.
  • No goals that encourage disordered behaviour or extreme rapid weight loss.
  • No illegal activity, and no challenges that can't be fairly verified.

Fraud & cheating

  • Manually faked activity, edited data, or borrowed devices are grounds for disqualification.
  • Impossible metrics and duplicate activities across providers are flagged for review.
  • Confirmed fraud forfeits the challenge and may result in account removal.

Cancellation

  • A challenge can be cancelled before it becomes active at no cost.
  • Once active, a challenge runs to its outcome — commitments can't be withdrawn to dodge a loss.

Refunds

  • If a challenge never activates (for example, a failed setup), the commitment is refunded.
  • Winning returns your commitment as a reward.

Privacy

  • We collect only the data needed to run a challenge and verify results.
  • Fitness and health data is sensitive — access tokens never touch the browser and are protected server-side.
  • You can disconnect a provider at any time; historical verification records remain for auditability.